What's New

Access to liquid savings and affordable credit are serious challenges for many Americans. In an effort to transform and increase awareness of the intersection between savings and credit behavior, especially for financially struggling consumers, Visa is supporting research with the Center for Financial Services Innovation (CFSI). Our project, called “Innovating at the Intersection of Savings and Credit,” will explore solutions to the savings/credit challenge with a particular focus on the secured credit card.

Read More

A new research paper released by the Center for Financial Services Innovation (CFSI) explores the relationship between a family’s financial health and its children’s well-being, illuminating the need and opportunity for financial services to play a greater role in supporting child and family success. The report Leveraging Innovation to Support the Financial Health of LMI Families with Children, uses data from CFSI’s Consumer Financial Health Study and draws information from third-party research to look at how family financial health impacts children in the United States, with a particular focus on low-to-moderate income (LMI) households.

Read More


Our Network

Discover the benefits of the network

CFSI convenes a network of engaged, committed financial services providers that are committed to strengthening consumer financial health.  We connect people with research, ideas, funding, and each other to lead the nation in innovation solutions for the marketplace. We care about the financial health of everyone, especially the underbanked and the underserved, traditionally an overlooked segment of the financial services market.

Learn More

Our Research

Information you need on the issues that matter to you.

Financial Health

How does the financial services industry collaborate to improve the financial health of the 57% of Americans struggling financially?


Payments is a rapidly changing area of the industry with great potential to increase the financial health of financially underserved Americans.


How can consumers save money when they are struggling to cover monthly expenses?


For ten years, CFSI has been conducting research and seeding innovations to answer the question: What if people got the credit they deserve?

Consumer & Market Analysis

Consumer research lays the foundation for product design and public policy.

Meet Our Team