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Updates
Think Outside the Box to Solve Americans' Cash Flow Problems
March 26, 2015

The problem of coming up short before your next paycheck is not always caused by insolvency or poverty. It can also be a challenge of timing and cash flow. But for Americans who lack an extra savings cushion or access to reliable credit, there are few affordable solutions.
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Chicago Tribune: More than half of Americans struggle financially, survey finds
March 25, 2015

The Chicago Tribune takes a look at findings from CFSI's Consumer Financial Health Study.
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D2D Fund Launches Gamified Savings Tool
March 23, 2015

A grantee of CFSI's Financial Capability Innovation Fund II, the D2D Fund launched a pilot test of their innovative savings tool for Banking Up users.
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Creating an Income Spike, Part II: Savings Groups
March 17, 2015

A recurring theme in USFD research is that low incomes are often volatile incomes. To cope, some households create predictable income spikes through tax refunds and credits.
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Creating an Income Spike, Part I: Tax Time
March 10, 2015

USFD collected data on income uncertainty including two spikes: tax refunds and credits and savings group payouts
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CFSI convenes a network of engaged, committed financial services providers that are committed to strengthening consumer financial health.  We connect people with research, ideas, funding, and each other to lead the nation in innovation solutions for the marketplace. We care about the financial health of everyone, especially the underbanked and the underserved, traditionally an overlooked segment of the financial services market. Click here to learn more.

Research by Topic


  • Payments

    Payments is a rapidly changing area of the industry with great potential to increase the financial health of financially underserved Americans.

  • Savings

    How can consumers save money when they are struggling to cover monthly expenses?

  • Credit

    For ten years, CFSI has been conducting research and seeding innovations to answer the question: What if people got the credit they deserve?

  • Consumer & Market Analysis

    Consumer research lays the foundation for product design and public policy.

Meet our team