As the leader of CFSI’s Program Team, John is responsible for CFSI’s research consulting, and innovation practices. Within these practices, a cross-functional team of professionals works to generate CFSI’s industry thought leadership and consumer research, to foster promising innovations that advance consumer financial health, and to work with companies in direct engagements to more profitably serve consumers with high-quality financial products. The intersections of financial services business models and client impact in facilitating financial health is what brought John to CFSI. John’s private sector career in financial services, technology, the humanities, and retail delivery provide a broad range of experiences to draw from in addressing the multi-dimensional business problems of CFSI's clients. The art and science of combining these inputs in the unique scenarios of each partner provide an endless source of inspiration. In 2012, John was honored as 1 of 18 participants in an Aspen Institute fellowship program for 'First Movers' - exceptional innovators in business who are creating new products, services and management practices that achieve greater profitability and positive social and environmental impacts. Outside of CFSI, John spends his time making guitar and piano music, as well as playing any sport he can find. He lives in Kansas City with his wife Janette and his children, Darby, Lillian, and Holland. John earned a B.S. in Computer Science at the University of Kansas, Lawrence, KS.