Blog Posts



 
April 6, 2015

Data from the U.S. Financial Diaries give us an opportunity to zoom in on household composition and how it plays a role in financial well-being. We know that changes in household structure can make a difference in income and poverty level, and early USFD analyses show that it’s not necessarily in ways we might expect.

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March 26, 2015

The problem of coming up short before your next paycheck is not always caused by insolvency or poverty. It can also be a challenge of timing and cash flow. But for Americans who lack an extra savings cushion or access to reliable credit, there are few affordable solutions.

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March 17, 2015

A recurring theme in USFD research is that low incomes are often volatile incomes. To cope, some households create predictable income spikes through tax refunds and credits.

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March 10, 2015

USFD collected data on income uncertainty including two spikes: tax refunds and credits and savings group payouts

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March 5, 2015

In many important circles 2014 is being referred to as the year of fintech and the momentum has carried into 2015. The Financial Solutions Lab team has spent much of the last year entrenching itself in this community.

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March 5, 2015

Last week a coalition of NYC-based nonprofits released a report on the financial status of immigrants in Queens. It’s part of a growing body of research drawing attention to how financial service providers can meet the distinct needs of America’s massive immigrant market

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February 25, 2015

CFSI previews its upcoming report on harnessing data technology for the underserved market.

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February 13, 2015

U.S. Financial Diaries blog on the unpredictability of household income for the poor.

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February 10, 2015

U.S. Financial Diaries explores household attitudes towards both short and long-term saving.

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February 4, 2015

A year ago we began a series of stories about innovation. We asked, among other questions: What does innovation mean in the financial services industry? How can the process of innovation be made more efficient and effective? What specific successes and challenges do innovators face? To answer these questions we followed eight innovative organizations as they worked on promising nonprofit-led projects designed to help consumers better manage their finances and achieve financial prosperity.

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