Blog Posts



 
February 4, 2015

A year ago we began a series of stories about innovation. We asked, among other questions: What does innovation mean in the financial services industry? How can the process of innovation be made more efficient and effective? What specific successes and challenges do innovators face? To answer these questions we followed eight innovative organizations as they worked on promising nonprofit-led projects designed to help consumers better manage their finances and achieve financial prosperity.

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February 2, 2015

Guest blogger, Paul Breloff, reflects on FinX and stepping into the shoes of the underserved consumer.

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January 30, 2015

In the wake of recent lawsuits, state legislators from Hawaii to New York have introduced legislation that would further regulate and, in some cases, eliminate providers’ ability to offer payroll cards period. But maybe there is a better way to respond, a way that doesn’t risk limiting employees’ access to the high-quality cards the industry has to offer.

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January 29, 2015

The U.S. Financial Diaries provide data on an often overlooked piece of the cash flow puzzle: loans between family and friends

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January 29, 2015

The Compass Guide to Payroll Cards released this week defines a set of industry-wide best practices for the design and delivery of high-quality payroll cards. As providers seek a competitive advantage through customer-focused design and innovation, companies will implement these practices in their own ways.

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January 23, 2015

Income volatility is a big issue for Americans. This blog digs deeper into the data from the USFD study.

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January 19, 2015

How do you balance consumer protection and innovation in financial services to achieve the best outcomes for consumer financial health? The question is important for the future of the industry, especially in the design of small-dollar credit (SDC) products.

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January 8, 2015

Self Lender blogs on the Consumer Financial Health Study.

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December 22, 2014

The work of the U.S. Financial Diaries Project was featured on Techonomy.com. 

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December 9, 2014

A recent thought leadership dinner conveys key challenges and opportunities for American financial services providers.

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