The mission of The Center for Financial Services Innovation is to move the financial services industry towards more effective and mutually beneficial service of underbanked consumers. It therefore works with a broad range of companies, organizations and institutions, many of which, at any given time, may be in partnership or in competition with one another. While we work to facilitate partnerships and mutual cooperation, and believe in the free flow of useful information, we also respect the need for confidentiality and for companies to seek competitive advantage in the marketplace. Our core belief is that honorable behavior and profitable results can go hand in hand. We, therefore, prize the trust and confidence that the many players across the financial services industry place in us. We will not disclose trade secrets to outside parties at any time. Any information shared with a CFSI staff member with an expressed desire for confidentiality will remain confidential. We may encourage companies, organizations or other entities to voluntarily disclose information or results that we believe could be meaningful to the industry as a whole, but will never do so ourselves, unless we receive explicit permission from the parties involved to do so.