2004 Research Papers

Innovation Update

by Jennifer Tescher

Innovation Update: Industry Leaders Meet to Discuss Credit and Asset-Building Enhancements to Stored Value Cards

On November 4, 2004, CFSI and the Federal Reserve Bank of New York's Office of Regional and Community Affairs convened a group of leaders from the stored value ...

4 pp.   
Posted: December 2004

Results of Survey on the Unbanked Market, BAI Retail Delivery Conference and Expo

by Jennifer Tescher

During the BAI Retail Delivery Conference and Expo in November 2004, CFSI conducted an informal survey of financial service companies' interests in and experience with the underbanked market. The survey results can be found here.

Posted: November 2004

Employer-Based Homeownership Programs - Case Study

by Jennifer Tescher

Employer-Based Homeownership Programs - Case Study: Community Empower Corporate Housing Assistance Program

Describes a program that links employees of a major hotel with financial opportunities, including matched savings, financial counseling, and homeownership possibilities, using a stored value card platform.

8 pp.   
Posted: November 2004

Employer-Based Homeowenership Programs - Case Study: Affinity Lending

by Jennifer Tescher

A case study of Affinity Lending's employer-based homeownership program that is part of a group of case studies commissioned by the Fannie Mae Foundation in mid-2004.

9 pp.   
Posted: November 2004

The PayNet Deposit Program

by Jennifer Tescher

The PayNet Deposit Program: Check Casher-Credit Union Partnerships and the Point of Banking Machine

This paper examines a pioneering partnership among credit unions and check cashers in New York City that offers credit union members access to their accounts through check cashing locations. ...

18 pp.   
Posted: October 2004