Topics | Tax Time and EITC

Research Papers

From the Margins to the Mainstream: A Guide to Building Products and Strategies for Underbanked Markets (for chapter links, see below)

The Retail Financial Services Initiative (RFSI) is a three-year project organized by NCIF that seeks to increase the quantity and quality of financial services for unbanked and low- to moderate-income consumers. Starting in October 2003, a group of banks and credit unions ...

Posted: November 11, 2005

Expanding Financial Services to Underbanked Consumers: How Tax Preparation Partnerships Can Help Bridge the Gap

by Amy Brown for the Center for Financial Services Innovation

This report discusses the opportunities that tax time presents for financial services companies. Topics of interest include stored value cards, IDA programs, alternative RALs, and retirement savings products. The report focuses on the new opportunity created by refund-splitting in the coming tax ...

17 pp.

Posted: September 2005